Pennstar Consulting LLC

3000+ clients served

7 Years in Business

PENNSTARCONSULTING.COM

FAQ | Pennstar LLC

Welcome to our comprehensive FAQ page—your go-to source for answers to the most common questions about our service.

How fast will I see results?

Many of our clients start seeing results in as little as 2 weeks, and we guarantee that you’ll see changes within 30 days, or you get your money back. Some even finish the entire program in 30 days, though the average completion time is 3 to 6 months.

What exactly do you do to repair my credit?

We dispute negative, inaccurate, or outdated items on your credit report. This includes:

* Late payments

* Collections

* Charge-offs

* Inaccurate personal information (like wrong names or addresses)

We also help improve your profile’s strength by guiding you on:

* What accounts to add

* How to manage your current credit for faster growth

Our goal is to help you reach a 750–800+ score, and we do most of the heavy lifting for you.

What makes you different from other credit repair companies?

Unlike companies that charge monthly and stretch the process out:

* We charge a flat fee with no hidden costs.

* We provide monthly video updates showing your exact progress.

* We back everything with a 30-day results guarantee.

* We’re fast, transparent, and performance-driven.

Our focus is not just credit repair but long-term financial growth—including business funding, mentorship, and real estate support.

Is this a one-time fee or a subscription?

Our most popular program, the Rapid Program, is a one-time investment of $2,000. No monthly fees, no surprise charges. Just clear, upfront service with real results.

What happens if nothing is removed from my credit?

If we don’t get any deletions in the first 30 days, you’ll receive a full refund. That’s how confident we are in our process.

Can I do this on my own?

Yes, you can try to repair your credit on your own, but it takes time, knowledge, and persistence. Most people come to us because:

* They’ve already tried and failed.

* They don’t have time to manage disputes.

Will credit repair help me qualify for loans or funding?

Definitely. Once your credit is repaired, your chances of approval for business loans, personal funding, mortgages, and auto loans go up significantly. We even offer funding support after your credit is cleaned.

Is credit repair legal?

Yes. Under the Fair Credit Reporting Act (FCRA), you have the legal right to dispute inaccurate, outdated, or unverifiable items on your credit report. We simply do it on your behalf—efficiently and professionally.

How long will the repaired credit last?

As long as you continue managing your credit responsibly (paying on time, keeping balances low, and not taking on risky debt), your credit gains can be long-lasting. We also give you guidance on how to maintain and grow your score after the program.

Will this affect my credit negatively?

No. Disputing inaccurate items through the proper legal channels does not hurt your credit. In fact, as negative items are removed and your profile is improved, your score will go up.

Will you help me understand my credit report?

Absolutely. We break down your credit report and explain what’s holding you back. Our monthly update videos show you exactly what’s been removed, what’s left, and what steps to take next.

Do you help with business credit too?

Yes. Many of our clients come to us to get approved for business funding. Once your personal credit is cleaned, we can guide you through business credit building, funding programs, and mentorship.

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